Occupier’s Consent Form

Occupier Consent – Independent Legal Advice

Another mortgage hurdle? We understand.

If you’re arranging a mortgage, you might have been told that someone living in the property needs to sign an Occupier Consent before completion.

Or you might be the occupier yourself, asked to get Independent Legal Advice before signing anything.

Either way, you’re not seeking advice for your own benefit — you just need to get this requirement sorted quickly and properly.
At ILA-Connect, we specialise in helping you do exactly that:
Fast. Affordable. No hassle.

We make sure you meet the lender’s conditions efficiently, so the mortgage can complete without unnecessary stress.

What is Occupier Consent?

When someone lives at a property but isn’t a named borrower on the mortgage, the lender needs confirmation that their loan takes priority over any rights the occupier might have.

Signing an Occupier Consent simply confirms that:

• The occupier recognises the lender’s mortgage comes first
• The occupier agrees not to block repossession if necessary
• Independent Legal Advice has been provided before signing

It’s a standard formality required by lenders — and with ILA-Connect, it’s handled quickly, securely, and at a fixed affordable price.

Special Delivery Postage Fee:

If your lender or solicitor requires a wet-ink signed original document, our panel solicitors recommend using Royal Mail Special Delivery to ensure safe and timely delivery. This tracked and guaranteed next-day service is available for £15 plus VAT (£18 total).

How Our Service Works:

1. Book Your Appointment: Choose a time that suits you — we offer flexible daytime appointments throughout the week.
2. Complete Your Portal Onboarding: You’ll receive a portal invite to complete a few simple steps — uploading your ID documents and providing the Occupier Consent form.
3. Attend Your Video Call: Meet a solicitor from our panel by Zoom for a short 15-minute appointment to complete the lender’s Independent Legal Advice requirement.
4. Receive Your Certificate: After your call, our panel solicitor will promptly issue your solicitor’s certificate for you to submit to your lender.
   

Simple. Efficient. Compliant.

Why Choose ILA-Connect?

Fixed fee – £150 including VAT — no hidden charges
Fast appointments — available daily, including evenings and weekends
Prompt certificate turnaround — certificates issued shortly after your call
Fully remote service — complete everything from home
Specialist focus — experienced in lender-required Independent Legal Advice

We know you just want to move forward — and we’re here to make that happen without unnecessary complexity.

Different Names for Occupier Consent

Depending on your lender, the form might be called:

Occupier Consent
Deed of Consent
Deed of Postponement
Occupier Waiver
Letter of Consent
Non-Proprietor Occupier Consent
Occupier’s Acknowledgment
Occupier’s Waiver Form
Mortgage Deed and Occupancy Form
Form of Acknowledgment
Husband and Wife Agreement to Loan
Occupier’s Consent Witness Certificate
Non-Proprietorship Deed

Whatever the title, the purpose — and the Independent Legal Advice requirement — is exactly the same.

Precise Mortgages

Principality Building Society

Reliance Bank Ltd

Saffron Building Society

Santander UK plc

Scottish Building Society

Scottish Widows Bank

Secure Trust Bank PLC

Skipton Building Society

St James Place Bank

State Bank of India UK

Swansea Building Society

The Family Building Society

The Mortgage Business

The Mortgage Lender Limited

The Royal Bank of Scotland plc

The Tipton & Coseley Building Society

Together Money

TSB Bank plc

Virgin Money

West One Loans

Yorkshire Building Society

Ready to Get This Ticked Off?

Book your appointment here — it takes just a few minutes.

Or contact us if you have any questions before booking.

We’re here to help you meet your lender’s requirements smoothly, securely, and affordably — so you can move forward without delay.