Equity Release – Independent Legal Advice

Fast, Compliant, and Without the Drama

If you’ve been told you need Independent Legal Advice (ILA) before completing an equity release plan—whether it’s a lifetime mortgage or a home reversion scheme—you’re not alone. Lenders and providers almost always require it as a condition before releasing the funds.

Even if you fully understand what you’re signing, the advice is mandatory. And the process can feel like an inconvenient hoop to jump through at the last minute.

That’s where we come in. At ILA-Connect, we make the process quick, affordable, and fully compliant with lender and provider requirements.

Why Choose ILA-Connect?

Select the number of persons requiring Independent Legal Advice and book below:

✔ Next-day appointments available
✔ Fixed, all-inclusive pricing
✔ Nationwide service via secure video call
✔ Booking confirmation and Client Portal access sent immediately
✔ Fast turnaround on signed ILA certificates

How the Process Works

1. Book your appointment — Select the number of persons needing ILA and receive instant booking confirmation with secure Client Portal access
2. Complete your onboarding by uploading the required documents:
   1. The equity release agreement or offer
   2. Any ILA certificate or provider-specific form
   3. Two forms of ID (one photo ID and one recent proof of address)
3. Attend your appointment via secure video call at the scheduled time
4. Receive your signed certificate without delay — sent to you, your solicitor, or directly to the provider as required

Solving the ILA Requirement for Equity Release

We provide Independent Legal Advice in connection with:

• Lifetime mortgages secured on your home
• Equity release schemes used to fund care or support family
• Home reversion plans where part or all of your property is sold in return for cash or lifetime occupancy
• Remortgaging from one equity release plan to another
• Adding a second applicant to an existing lifetime mortgage
• Signing over property interest as part of a joint equity release plan

Whatever your provider’s requirements, we’ll help you meet them—efficiently and without unnecessary stress.

Trusted by Clients Across the Equity Release Market

We regularly provide ILA for clients working with a wide range of equity release providers and advisers, including: Legal & General • Aviva • LV= • Pure Retirement • Just • Hodge • OneFamily • More2Life • Scottish Widows • Key Later Life Finance • Responsible Life • Saga Equity Release • The Equity Release Experts • Standard Life Home Finance

Even if your provider isn’t listed above, we can almost certainly help — we deal with these requirements every day.